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Cool imma just give my credit card information to verify my age
Main Post: Cool imma just give my credit card information to verify my age
Top Comment: This has to do with an eu law which required google to verify age for people who want to see age restricted videos on youtube What your supposed to do is take a picture of your id and blur out everything except your age and name and that should work.
Very cool art Credit to: Christian J Liquid for making this master piece
Main Post: Very cool art Credit to: Christian J Liquid for making this master piece
Top Comment:
taming cool steam vent. credit to : tony advanced. 100% uptime no steam wasted.
Main Post: taming cool steam vent. credit to : tony advanced. 100% uptime no steam wasted.
Top Comment: God I wish he would come back, he did some amazing builds
The COOL way (credit: Luke Correia)
Main Post: The COOL way (credit: Luke Correia)
Top Comment:
Only two downsides
- It’s easier to hurt your back
- It’s easier for people to stare at your thick cake
What are your favorite card designs?
Main Post: What are your favorite card designs?
Top Comment: Apple
Got my Brex card, pretty cool looking
Main Post:
Posted about this card last week
https://www.brex.money/product/corporate-credit-card/tech/
There's basically no pictures of this card on the internet so I'll post mine for anyone doing research. On the front of the card, the stuff left of the gold trim is matte. The stuff right of the trim is glossy. The entire back of the card is matte. Unfortunately I don't think this card has much metal if any. I've also heard of a gold-colored one made of metal but I don't think I was high class enough to get one.
Edit: Card weighs about 4.9 grams. First red square on the bottom has your name and business name. Rectangle contains the card number in really tiny print.
Edit2: u/Davidram24 asked me about signing up for it.
They are super unclear about the joining requirements which is really unfortunate. Maybe they do it deliberately while they're building up their products. A company I worked with referred me to them and I think it helped. I actually had their $50k/$100k cash requirement for the startup tier but they didn't have that information yet, they decided to start me off in the small business tier. Pretty straightforward, just filled out some forms about my business. Filling out the forms and doing some additional verification only took about an hour. After I was done I could technically start using the checking in Brex Cash and our virtual cards. But I had to wait to wire balance before I could do anything productive.
Still, I think it's amazing turnaround time compared to conventional banks. There's an option to whitelist-only mode ACH debits which our conventional bank never offered.
Here's most of their tiers explained as far as I can tell.
Brex Daily/Brex 1/Brex Cash + Brex Card/small business tier:
This is something small businesses can easily get. You just need to be a legit business with revenue and preferably have a company that uses the card vouch for you. I'm in this category. You get a small business rewards category that's slightly different compared to the tech category. Instead of 3x on recurring software you get 1.5x on advertising. Your card's balance is automatically paid off daily from your Brex Cash account. Paying daily gets you better points multipliers. The card limit is 80% of your Brex Cash USD balance.
Brex 30/60 Startup Tier:
You need $50k/$100k in a bank account and get underwritten variable credit limits depending on your finances. Your card must be paid off in 30 or 60 days, or you can choose to pay off daily for better points multipliers. The rewards category is tech or life science.
Ecommerce tier:
You need $50k revenue per month. Maybe this is a tier they scrapped idk.
Corporate tier:
I think this is the tier with the gold colored metal card.
Brex Cash:
Don't think you can get this as a standalone product, every tier seems to have it. They give you a business checking account with Radius Bank (FDIC insured) that has pretty fast ACH transfers, free wires domestically/internationally, and some fee waivers. You can choose to use this to autopay your cards daily if you have to or choose to. There's no foreign transaction fees anywhere as far as I can tell.
Note that the cards you get are actually credit cards set up like a charge card, they're not directly connected to the bank account.
Various MasterCard World Elite benefits
You can choose to allocate percentages of your balance in a money market fund called Dreyfus Government Cash Management (DAGXX). They seem to have fee waivers. The recent yield and the one Brex reports is 0.1% (low due to the economy, used to be over 1%). You'd actually lose money to fees if Brex didn't have a fee waiver, so I assume they do.
Points are exactly 1 cent when exchanged for cash back and it's super easy to do.
Edit3: I found a small downside to the card that isn't mentioned anywhere. There's no contactless payments! The EMVCo logo isn't on the card and none of our cards reacted to NFC readers when we tried to verify this. Emigrant Bank, might want to consider including this feature!
Top Comment: Not gonna lie, I totally thought you cut that card in half.